How long does the cash home buying process take?

Estimated read time 2 min read

Cash home buying, also known as a cash offer or cash sale, is a real estate transaction in which the buyer offers to purchase the property using cash funds, often without involving a mortgage lender. This method is favoured by both sellers and buyers at for its speed and simplicity.

Benefits of Cash Home Buying

Speedy Transactions: Cash home buying can significantly reduce the time it takes to close a deal.

Elimination of Financing Contingencies: Buyers at don’t need to rely on mortgage approvals, making the process smoother.

Attractive to Sellers: Sellers appreciate the certainty of cash offers and may be more willing to negotiate on price.

The Cash Home Buying Process: Step by Step

1. Property Assessment

The process usually begins with an initial property assessment by the buyer or their representative. They’ll evaluate the condition, location, and market value of your home.

2. Offer Submission

Once the assessment is complete, the buyer will present you with a cash offer. This offer may come with a price, terms, and any contingencies.

3. Negotiations

Negotiations can vary in length, depending on how quickly you and the buyer can come to an agreement on the price and terms. This is a critical stage that can impact the overall timeline.

4. Inspection and Due Diligence

After reaching an agreement, the buyer may conduct inspections and due diligence to ensure the property meets their expectations. This phase may take a week or two.

5. Title Search and Closing

The buyer will initiate a title search to ensure there are no liens or encumbrances on the property. The closing process can take up to 30 days, depending on various factors.

6. Possession Transfer

Once the deal is finalized, possession of the property can transfer immediately. You receive your cash payment, and the buyer gets the keys to the property.


The cash home buying process typically takes between 30 to 60 days from the initial property assessment to the possession transfer. It’s important to note that various factors can influence the timeline, such as negotiations, inspections, and title searches. However, compared to traditional real estate transactions involving mortgage lenders, cash home buying offers a much quicker and more straightforward route to selling your property.

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